Best Credit Cards
We analyzed over 100 credit cards to find the best options for every spending style. Our picks are based on rewards value, fees, perks, and customer satisfaction.
Chase Sapphire Preferred
Chase
- Annual Fee
- $95
- APR Range
- 21.49% – 28.49%
- Welcome Bonus
- 60,000 points
- Rewards Rate
- 3x on dining & travel
- Excellent travel rewards program
- Points transfer to airline partners
- No foreign transaction fees
- Trip cancellation insurance
- Annual fee applies
- Requires good credit score
American Express Gold Card
American Express
- Annual Fee
- $250
- APR Range
- N/A (Charge Card)
- Welcome Bonus
- 60,000 points
- Rewards Rate
- 4x on restaurants & groceries
- Highest dining rewards rate
- $120 Uber Cash annually
- $120 dining credit annually
- No preset spending limit
- High annual fee
- Must pay balance in full
Citi Double Cash
Citi
- Annual Fee
- $0
- APR Range
- 18.49% – 28.49%
- Welcome Bonus
- $200 cash back
- Rewards Rate
- 2% on all purchases
- No annual fee
- Simple flat-rate rewards
- No category tracking needed
- Citi Entertainment access
- No intro APR on purchases
- Foreign transaction fees apply
Capital One Venture X
Capital One
- Annual Fee
- $395
- APR Range
- 19.99% – 29.99%
- Welcome Bonus
- 75,000 miles
- Rewards Rate
- 2x on all purchases
- $300 travel credit annually
- Priority Pass lounge access
- 10,000 bonus miles yearly
- Premium travel protections
- High annual fee
- Limited transfer partners
Discover it Cash Back
Discover
- Annual Fee
- $0
- APR Range
- 17.49% – 28.49%
- Welcome Bonus
- Cashback Match (1st year)
- Rewards Rate
- 5% rotating categories
- No annual fee
- Cashback Match doubles first year
- No foreign transaction fees
- Free FICO score
- Must activate categories quarterly
- Less accepted than Visa/Mastercard
Chase Freedom Unlimited
Chase
- Annual Fee
- $0
- APR Range
- 20.49% – 29.24%
- Welcome Bonus
- $200 bonus
- Rewards Rate
- 1.5% – 5% cash back
- No annual fee
- 3% on dining & drugstores
- 5% on travel through Chase
- 0% intro APR for 15 months
- Foreign transaction fees apply
- Base rate only 1.5%
Blue Cash Preferred
American Express
- Annual Fee
- $95
- APR Range
- 19.49% – 29.99%
- Welcome Bonus
- $350 cash back
- Rewards Rate
- 6% on groceries
- 6% on groceries (up to $6K/yr)
- 6% on streaming services
- 3% on transit & gas
- 0% intro APR for 12 months
- $95 annual fee
- Grocery cap of $6,000/year
Wells Fargo Active Cash
Wells Fargo
- Annual Fee
- $0
- APR Range
- 20.49% – 29.99%
- Welcome Bonus
- $200 cash back
- Rewards Rate
- 2% on all purchases
- No annual fee
- 2% unlimited cash back
- 0% intro APR for 15 months
- Cell phone protection
- Foreign transaction fees
- No bonus categories